Consumer Finance2021-07-27T16:05:41+00:00

consumer financial services

Bitman O’Brien & Morat, PLLC provides a team of attorneys with knowledge of the consumer finance industry. Our attorneys and legal assistants have earned the reputation of handling and resolving contested and uncontested residential foreclosure actions and other financial litigation with equal parts care and expediency. The quality of our work, attention to great detail, and our cost-effective results are a matter of great pride.

Bitman O’Brien & Morat, PLLC provides a team of attorneys with knowledge of the consumer finance industry. Our attorneys and legal assistants have earned the reputation of handling and resolving contested and uncontested residential foreclosure actions and other financial litigation with equal parts care and expediency. The quality of our work, attention to great detail, and our cost-effective results are a matter of great pride.

Primary Contacts

Our team is well versed in all aspects of consumer finance litigation, from handling judicial sales, the negotiation of mortgage modifications, to the litigation of contested and uncontested foreclosures, and appeals.

The firm also handles counter-claims relating to consumer finance such as those involving the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and various other state consumer fraud and anti-predatory lending laws.

FAQ’s

What is the FDUPTA?2021-07-09T15:33:50+00:00

FDUPTA stands for Florida Deceptive and Unfair Trade Practices Act. It was enacted to “protect the consuming public and legitimate business enterprises from those who engages in unfair methods of competition, or unconscionable, deceptive, or unfair acts or practices in the conduct of any trade or commerce.”  This is a general and broad law that assists consumers by providing for “actual damages” incurred by unscrupulous, dishonest, and unfair tactics and practices.

Can I negotiate my own debt settlement?2021-07-09T15:33:27+00:00

While you may be able to settle debt on your own with a creditor, it is much more advantageous to consult with a consumer law attorney who understands the ins and outs of consumer protection law. A consumer law attorney will be able to negotiate the best possible settlement with your creditor.

What does a consumer law attorney do?2021-07-09T15:32:54+00:00

A consumer law attorney can navigate their clients through the intricacies of consumer protection laws. They can assist clients in all areas of consumer law and make sure their rights are protected.

Does Florida have consumer protection laws?2021-07-09T15:32:24+00:00

Florida has passed various consumer laws to protect residents from unfair and deceptive tactics used by consumer markets. These include the Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA), among others.

What is meant by consumer law?2021-07-09T15:31:58+00:00

All consumer markets must abide by certain rules and regulations. Consumer law offers protection to consumers from dishonest tactics used by retailers, wholesalers and manufacturers during the purchase of products and services.

Share This Page On Your Favorite Platform!

practices

Case Evaluation

Please complete the form below to receive a case evaluation.
  • This field is for validation purposes and should be left unchanged.

Litigating with Other Interests in Foreclosures

Justin Swartz, an attorney in the Orlando office of Bitman O’Brien & Morat, PLLC, recently authored a chapter in Florida Foreclosure Law 2019 entitled “Litigating with Other Interests in Foreclosures.” The Florida Foreclosure Law 2019 book is intended for solo practitioners, litigators, financial institutions, loan servicers, and law libraries as a practical guide to Florida’s rapidly changing law.

March 14th, 2019|

Practices

Share This Page On Your Favorite Platform!

ORLANDO

255 Primera Blvd., Suite 128
Lake Mary, FL 32746
Phone: 407-815-3110

TAMPA

400 N Tampa St, Suite 1450
Tampa, FL 33602
Phone: 813-337-6383

FORT LAUDERDALE

101 NE 3rd Ave, Suite 1500
Fort Lauderdale, FL 33301
Phone: 954-803-0585

MIAMI

2525 Ponce de Leon Blvd, Suite 300
Coral Gables, FL 33134
Phone: 305-697-2878