Consumer Financial Services
    Bitman O’Brien & Morat, PLLC provides a team of attorneys with knowledge of the consumer finance industry. Our attorneys and legal assistants have earned the reputation of handling and resolving contested and uncontested residential foreclosure actions and other financial litigation with equal parts care and expediency. The quality of our work, attention to great detail, and our cost-effective results are a matter of great pride.

      Consumer Financial Services

      Bitman O’Brien & Morat, PLLC provides a team of attorneys with knowledge of the consumer finance industry. Our attorneys and legal assistants have earned the reputation of handling and resolving contested and uncontested residential foreclosure actions and other financial litigation with equal parts care and expediency. The quality of our work, attention to great detail, and our cost-effective results are a matter of great pride.

      Consumer Financial Services

      Our team is well versed in all aspects of consumer finance litigation, from handling judicial sales.

      The negotiation of mortgage modifications, to the litigation of contested and uncontested foreclosures, and appeals.

      The firm also handles counter-claims relating to consumer finance such as those involving the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and various other state consumer fraud and anti-predatory lending laws.

      Free case review

        FDUPTA stands for Florida Deceptive and Unfair Trade Practices Act. It was enacted to “protect the consuming public and legitimate business enterprises from those who engages in unfair methods of competition, or unconscionable, deceptive, or unfair acts or practices in the conduct of any trade or commerce.” This is a general and broad law that assists consumers by providing for “actual damages” incurred by unscrupulous, dishonest, and unfair tactics and practices.

        While you may be able to settle debt on your own with a creditor, it is much more advantageous to consult with a consumer law attorney who understands the ins and outs of consumer protection law. A consumer law attorney will be able to negotiate the best possible settlement with your creditor.

        A consumer law attorney can navigate their clients through the intricacies of consumer protection laws. They can assist clients in all areas of consumer law and make sure their rights are protected.

        Florida has passed various consumer laws to protect residents from unfair and deceptive tactics used by consumer markets. These include the Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA), among others.

        All consumer markets must abide by certain rules and regulations. Consumer law offers protection to consumers from dishonest tactics used by retailers, wholesalers and manufacturers during the purchase of products and services.

        Featured in